General Liability Insurance

Essential protection for your business against third-party claims of bodily injury, property damage, and advertising injury. Secure your business's future with comprehensive coverage.

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Coverage Details

Bodily Injury Protection
Property Damage Coverage
Personal & Advertising Injury
Medical Payments Coverage
Products & Completed Operations
Legal Defense Costs
Premises Liability
Contract Liability Coverage

Key Benefits

Comprehensive coverage for common business risks
Customizable policies to match your needs
Expert guidance and claims support
Competitive premium rates
Fast certificate issuance
Flexible payment options
Risk management resources
24/7 claims reporting

Risks of Being Uninsured

Unprotected liability claims
Legal defense cost exposure
Customer injury expenses
Property damage liabilities
Advertising injury claims
Contract requirement defaults
Business operation interruptions
Reputation damage costs

Frequently Asked Questions

What does general liability insurance cover?

General liability insurance covers third-party bodily injury, property damage, personal injury (including libel and slander), and advertising injury claims. It also covers legal defense costs and settlements.

How much coverage do I need?

Coverage needs vary based on your business type, size, industry, and risk exposure. We'll help assess your needs and recommend appropriate coverage limits to ensure adequate protection.

Is general liability insurance required by law?

While not always legally required, general liability insurance is often required by clients, landlords, or licensing bodies. It's also essential for protecting your business from potentially devastating claims.

How are premiums calculated?

Premiums are based on factors like your business type, location, revenue, claims history, and coverage limits. We work with multiple carriers to find the most competitive rates for your situation.

Can I add additional insureds?

Yes, you can add clients, landlords, or other parties as additional insureds when required by contracts. We can quickly issue certificates of insurance with additional insureds.

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