Comprehensive protection for your business property, including buildings, equipment, inventory, and business interruption coverage. Secure your assets with tailored insurance solutions.
Commercial property insurance covers physical assets including buildings, equipment, inventory, furniture, and fixtures against risks like fire, theft, vandalism, and natural disasters. It can also include business interruption coverage for lost income.
Coverage needs depend on factors like property value, location, construction type, and business operations. We'll help assess your needs and recommend appropriate coverage limits to ensure adequate protection.
Basic policies typically cover some natural disasters, but specific events like floods or earthquakes usually require additional coverage. We can help you understand what's covered and recommend additional protection if needed.
Business interruption coverage helps replace lost income if your business must temporarily close due to a covered property loss. It can help pay ongoing expenses like rent, payroll, and utilities during the restoration period.
Premiums are based on factors including property value, location, construction type, safety features, claims history, and coverage limits. We work with multiple carriers to find competitive rates for your situation.