Contractors Insurance

Comprehensive insurance solutions designed specifically for contractors, protecting your business, equipment, and workforce with tailored coverage options.

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Coverage Details

General Liability Coverage
Workers' Compensation
Commercial Auto Insurance
Equipment and Tools Coverage
Professional Liability Insurance
Builder's Risk Insurance
Bonds and Surety Coverage
Excess Liability Coverage

Key Benefits

Tailored coverage for different types of contractors
Competitive rates with flexible payment options
Quick claims processing and support
Risk management consultation
Coverage for temporary workers
Mobile equipment protection
Project-specific coverage options
24/7 claims support

Risks of Being Uninsured

Unprotected liability for accidents on job sites
Equipment damage or theft losses
Worker injury compensation costs
Property damage claims
Legal expenses from disputes
Business interruption losses
Subcontractor liability issues
Professional negligence claims

Frequently Asked Questions

What types of contractors do you cover?

We provide coverage for all types of contractors including general contractors, electricians, plumbers, HVAC specialists, carpenters, masons, roofers, and more. Our policies can be customized to match your specific trade and business needs.

How much does contractors insurance cost?

The cost varies based on factors like your trade, business size, location, claims history, and coverage needs. We work with multiple carriers to find competitive rates and can create a package that fits your budget.

Do I need workers' compensation insurance?

Yes, if you have employees, workers' compensation insurance is legally required in most states. It protects both your workers and your business in case of work-related injuries or illnesses.

What does general liability insurance cover?

General liability insurance covers third-party bodily injury, property damage, and advertising injury claims. This includes customer injuries at your job site, damage to client property, and legal defense costs.

How quickly can I get coverage?

We can often provide same-day coverage for most contractors. Our streamlined process allows us to quickly assess your needs and get you the protection you need to keep your business running.

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Licensed States

We are licensed to provide contractors insurance services across multiple states

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Arizona

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Arkansas

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California

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Indiana

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Kansas

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Kentucky

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Louisiana

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Michigan

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Montana

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Nebraska

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New Jersey

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North Carolina

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Ohio

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Oklahoma

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South Dakota

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Texas

Resident License

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Utah

Licensed to serve contractors across 17 states with comprehensive insurance solutions