Terms & Conditions

These Terms & Conditions ("Terms") govern your use of Amrutha Insurance Agency LLC's ("we," "our," or "us") services, including our website, insurance services, and communications. By accessing our services, you agree to these Terms and our Privacy Policy.

1. Insurance Services

By using our insurance services, you acknowledge and agree that:

• All information provided must be accurate and complete

• Coverage is subject to underwriting approval and policy terms

• Premium quotes are estimates and subject to change

• We act as an independent insurance agency representing multiple carriers

• Policy terms and conditions are set by the insurance carriers

2. Website Usage

When using our website, you agree to:

• Use the website for lawful purposes only

• Not attempt to breach security measures

• Not interfere with website functionality

• Not submit false or misleading information

• Respect intellectual property rights

3. SMS Communications

SMS Terms & Conditions

By providing your phone number, you consent to receive text messages including:

• Quote notifications and updates

• Policy renewal reminders

• Appointment confirmations

• Account notifications

• Service updates and alerts

Important Information:

• Messaging frequency may vary based on your account activity

• Message and data rates may apply

• To opt out at any time, text STOP

• For assistance, text HELP or visit www.amruthainsurance.com

4. Professional Standards

We maintain high professional standards including:

• Compliance with state insurance regulations

• Maintaining required licenses and certifications

• Ethical business practices

• Transparent communication

• Protection of client information

5. Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

6. Privacy and Data Protection

Your privacy is important to us. Our data collection and protection practices are outlined in our Privacy Policy, which is incorporated into these Terms by reference.

7. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services constitutes acceptance of any modifications.

8. Termination

We reserve the right to terminate or suspend access to our services for violations of these Terms or any applicable laws or regulations.

9. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to its conflict of law principles.

10. Contact Information

For questions about these Terms, please contact:

Amrutha Insurance Agency LLC

📍 148 Arbolado Loop

Liberty Hill, TX 78731

📞 (512) 518-4028 Ext : 800

📧 contact@amruthainsurance.com

🌐 https://amruthainsurance.com

Last Updated: March 24, 2025